David Bradley-Ward is CEO of ABL Rate, a UK based P2P platform focused on providing business loans. After a career as an Engineer in the Royal Air Force, David joined the financial services industry. Having formed and operated a highly successful European arm of a US commodities company he sold the business and moved into corporate finance. Qualified by the Chartered Institute for Securities & Investment in Corporate Finance, Financial Regulation and Securities, David has worked alongside a number of companies raising finance and structuring transactions in the UK and worldwide.

Michael Sonenshine is CEO of SymCredit, a P2P platform based in the Czech Republic providing business loans. Mr. Sonenshine’s career in finance spans more than twenty years. He is a specialist in credit instruments and manages the Symfonie Lending Fund, which invests in a diversified portfolio of P2P loans issued by leading P2P platforms such as Funding Circle (UK), Propser (US) and Lending Club (US). Mr. Sonenshine held senior credit research positions at Credit Suisse First Boston and ING Bank. He was ranked among the top analysts in Institutional Investor, EuroMoney and Credit Magazine. He holds an MBA from the William E. Simon School at the University of Rochester, where he specialised in Finance and Public Policy. He also holds a B.A. in History from Tufts University.